How much do pawn shops give per gram of gold?

Gold rate in a pawnshop

The price per gram of gold in Moscow pawnshops, as a rule, varies significantly, so before making a transaction, appropriate monitoring should be carried out. Trust companies with an impeccable reputation and positive customer reviews, such as Multi Lombard.

How are gold prices determined?

Gold rate for today in the Central Bank of the Russian Federation per 1 gram

The cost of a gram of precious metal is determined by a number of factors. First of all, the price of gold is affected by:

We accept products in any condition: deformed, without a mark, as well as parts of jewelry without hallmarks. Competent specialists, using specialized equipment, establish their authenticity in the shortest possible time. It is worth noting that branded gold products inlaid with precious stones have the highest price. True, in the event that they do not have external visible defects;

Check current information on prices for precious metals with our company managers;

The more impurities gold contains, the cheaper it is. It is a fact. So, if the price of one gram of gold of 585 standard is 2000 rubles, then 750 gold is already 2564 rubles;

• manufacturing plant - brand.
• the nature of the transaction being concluded (pledge or sale).

If you want to get more detailed information about how much gold costs in a pawnshop, contact our managers. They are always ready to provide you with comprehensive advice.

You trust us - we give you money

The price per gram of gold in Moscow pawnshops is often underestimated. But by contacting our company, you can always count on the most favorable conditions. Rest assured, the cost of a gram of gold in a pawnshop is fair, without hidden deductions or deductions.

Advantages of our company:

• guarantee of confidentiality - when cooperating with us, you can be completely confident in the anonymity of the transaction and careful treatment of property;
• professional assessment - we use modern gold testing methods;
• high level of service – our competent managers are always ready to provide comprehensive advice.

Interested in how much gold is accepted for in our pawnshop? You can get an answer to this and many other questions right now by calling our company.

The price for one gram of precious metal can reach 3,000 rubles. We have really favorable conditions. We invite you to donate your unwanted items at a decent price today. We will be happy to improve your financial situation!

Source: https://multilombard.ru/kurs-zolota-v-lombarde/

Setting the price per gram of gold in pawnshops

There are times when an urgent need for money forces a person to turn to a pawnshop. A minimum of bureaucratic delays and immediate receipt of cash or transfer to a bank card attracts potential clients of these establishments. And although the price per gram of gold in a pawn shop is usually three times lower than that of new gold jewelry, this does not stop those in need of finance. If you need money urgently, establishments like these can really help out. Of course, not to the detriment of yourself.

How do modern pawnshops work?

The profession of a money lender is one of the oldest in the world. Moneylenders, lending money at interest, appeared almost along with the advent of money itself.

Pawnshops in the modern sense arose in the 15th century in Italy (by the way, the very name of these establishments comes from the name of the northern Italian region - Lombardy).

As now, people in dire need of money came to moneylenders to find out how much a gram of gold cost in a pawnshop in order to sell or pawn some kind of jewelry.

Gradually, these credit institutions spread throughout Europe and appeared in Russia. And although they helped out many people who found themselves in difficult situations, the profession of a money lender was considered disrespected, and this is understandable: in order to buy back a family item, you need to pay considerable interest, and if you don’t do it on time, you’ll have to say goodbye to the jewelry. By the way, remember this follows modern pawnshop clients.

In general, the operating principles of these credit institutions have changed little. But these days, the list of things that can be sold or pawned has become somewhat different. For example, due to a strong drop in silver prices, jewelry made from this metal is no longer accepted.

Only some pawn shops can accept heavy silverware. They also stopped accepting household items and clothes: you are unlikely to find a place where you can pawn a suit or service. The exception is furs and equipment, but they are not accepted everywhere.

There are also car pawnshops, but this is a special type of credit institution.

Most clients come to take their gold to the pawnshop. It is the purchase and issuance of short-term loans secured by collateral that is the main activity of modern pawnshops. At the same time, you should know that not all gold can be sold or pawned: according to Russian legislation, these institutions have no right to accept bullion.

Among other precious items, you can also accept items made of platinum (as well as platinum group metals) and diamonds. Other gemstones are generally not valued.

Among items traditionally classified as jewelry, pawn shops accept gold, platinum and diamonds. Some establishments may also accept heavy silver items.

But the list of services is not limited to buying jewelry and lending. There may also be:

• Gold storage.
• Grade.
• Admission to commission (if there is a sales department).
• Sale.

What determines the cost of a gram of gold in a pawnshop?

A client who contacts a pawnshop is often disappointed, receiving a much smaller amount than he expected. The fact is that the price of gold in a pawnshop is much lower than the exchange price.

If we compare it with the prices of jewelry, then the cost of a gram of gold when sold or pledged to a credit institution is approximately 3 times lower than that of new products and 1.5–2 times less than commission fees.

How are gold prices determined in pawn shops? First of all, exchange prices for this precious metal are taken into account (adjusted for the sample).

A number of other factors also influence the assessment. But still, the sample is the main thing that should be taken into account when predicting how much you can get for a product or scrap.

The most popular in the post-Soviet space is 585 (583) sample. This is a traditional Soviet sample, which is still widely used in modern Russian factories. At the same time, products with a higher purity, primarily 750, are now becoming increasingly widespread.

As for foreign products and things of unknown purity, they can also be safely sold or pledged: specialists will check the content of precious metal in the product using chemical reagents. Many credit institutions of this type now operate with foreign hallmarks in carats. Pre-revolutionary “tsarist” gold is also accepted.

https://www.youtube.com/watch?v=pKAS5cAqZsE

But jewelry made from 375 standard (wedding rings - “barrels” were often made from it in the USSR) will not be accepted everywhere.

As for color, it doesn't matter. You can donate yellow, pink, white, even green gold. The main thing is the percentage of impurities in it, which determines the sample. By the way, white gold, as a rule, has a high purity - 750.

Let's see how much 1 gram of gold costs in a pawnshop, depending on the standard (data for 2017):

SamplePrice per gram (in rub.)

375	850-950
500	1120-1250
583/585	1330-1480
750	1700-1830
Dental gold	1900-2080
900	2000-2200
916	2100-2270
958	2200-2380
999	2300-2500
Tsar's gold (56 standard)	1350-1450
14 carat	1370-1500
18 carat	1720-1850
22 carats	2120-2320

It should be emphasized that the price of gold in pawn shops can vary significantly, since each company has its own commercial strategy. So today the cost of gold per 1 gram of 585 purity in Russian pawnshops varies from 1330 to 1450 rubles, that is, the difference between the minimum and maximum is almost 10%.

Pricing factors

When handing over gold, keep in mind that the price is influenced not only by the weight of the product and its fineness.

The price per gram of gold in a pawnshop depends on other factors:

• condition of the product, its commercial value and feasibility of sale;
• the presence of inserts (the weight of the stones is subtracted from the total weight, only diamonds are evaluated separately);
• the company’s marketing strategy (for example, for regular customers the price may be higher; when renting as collateral, the price may be increased, and when selling, the price may be reduced).

Handed over scrap (broken, deformed products) is assessed at the lowest rate. Soviet jewelry is also rarely valued highly and is often sold as scrap, as there is less and less demand for it among buyers in thrift stores. But a stylish modern product may be rated a little higher, but not by much.

Unfortunately, the artistic value of a product is practically not taken into account by appraisers in most pawn shops. If you have to hand over jewelry that has antique or artistic value, you should not go to the nearest lending institution. It is better to take them to a specialized antique pawnshop.

What to choose – selling gold or collateral?

The answer to this question primarily depends on how valuable the product that you are taking to the “loan sharks” is to you. It happens that people remortgage several times in order to finally buy back an expensive item. But keep in mind that the interest rates in a pawnshop are very high: on average 20 - 25%. Discounts can be received by regular customers, and in some places by pensioners and other socially vulnerable categories of people.

When contemplating whether a foreclosure is worth it, there are also a few other things to consider. If the loan term is not very long, and the interest, therefore, is not too high, it makes sense to return the product, because the price of gold has been constantly growing over the past decade. Calculate how much you can buy the same thing for and is it worth parting with it? By the way, the price of gold, according to experts, will continue to rise for at least five years.

At the same time, it is important not to fall into the interest hook, otherwise you can lose more on remortgages than the product itself is worth.

Lately, pawnshops have had a serious competitor – microfinance organizations (MFOs). There you can also get a loan quickly and without collateral. But the interest rates are much higher. In addition, if you are late, the microfinance organizations will charge you crazy penalties and send collectors to you, and the pawnshop will just take the deposit.

It is also useful to know that in many pawnshops, clients selling jewelry are given 5–10% less than when pledging. This is due to the fact that pawnshops, contrary to the widespread stereotype, are more profitable not to sell gold, but to receive interest.

For the same reason (and not at all out of pity for clients), there is also a grace period: for another month after the expiration of the term, your deposit will remain at interest. The fact is that selling collateral is quite a troublesome task.

How much more profitable is a regular customer! For such a person, the pawnshop will be happy to increase the cost of a gram, because the money will be returned with even higher interest.

Buying gold at a pawnshop

Along with clients who are interested in the question of how much one gram of gold costs if you sell it to a pawnshop, there are many people who are interested in the prices of precious metals in these establishments for another reason: they want to purchase jewelry at a price significantly lower than in jewelry stores. Many people come here to find out how much gold costs in a pawnshop and to buy products made from this precious metal at a profit.

Indeed, often a pawnshop has its own consignment store. As a rule, prices there are 20–30% lower, depending on the artistic value of the product.

Source: https://ProDragmetally.ru/rynok/kotirovki-i-tseny/zoloto-v-lombardah.html

How much does one gram of gold cost in a pawnshop: scrap price, acceptance, purchase

Information about how much gold costs in a pawnshop can be useful in case of temporary financial difficulties or if you want to urgently sell unnecessary jewelry.

The obvious advantage of the collateral organization in the situation is instant receipt of cash; the disadvantages include an underestimation of the estimated value of the collateral.

To make a truly profitable deal, the seller must know the current cost of the precious metal, the difference in price for scrap and exclusive jewelry with stones, as well as the significant nuances of pawnshops.

How to find out the current price of a gram of gold

The current cost of 1 gram of precious metal in a jar is important when calculating the approximate price of the whole product. Pledge organizations set their own rates, so the amount offered for the same piece of jewelry can vary significantly from one pawnshop to another.

It is worth spending a little time and familiarizing yourself with the prices of gold in pawn shops in your city in order to get the maximum profit from the transaction. A competing office may make a more advantageous offer, especially if they announce the results of visits to other companies.

You can calculate the approximate price yourself if you know the world exchange rate for the precious metal today and the sample of your products.

You can find out how much an alloy of this or that standard is now and what the approximate price of a gram of gold is in pawn shops by simply multiplying the exchange rate by a coefficient: 2405 (the price of gold per gram) x 0.585 (fineness in the form of a coefficient) .

The resulting total is 1407 - the approximate price of a gram of 585 gold in a pawnshop today. However, only an appraiser will tell the cost of a specific product, focusing on the exact weight, condition and exclusivity of the product.

Principles and features of pawnshops

Pledge organizations are focused on making a profit, so you can’t earn much by selling gold to a pawnshop: the prices for gold in any pawnshop and the price offered for the product will be a maximum of half of its real value. In addition, precious and semi-precious stones are not taken into account, so a grandmother's ruby ​​ring will be accepted for the price of scrap gold.

The only exception can be a truly exclusive piece of jewelry, the market value of which is much higher than the nominal value. Having found out how much 1 gram of gold costs and leaving a family heirloom of undoubted historical value as collateral, it is worth spending some time and going to several pawn shops to find the best offer.

When completing a transaction with a collateral organization, an agreement is concluded where all the conditions must be specified. The main points of the agreement guarantee the safety of the transaction for both parties and include:

• pawnshop details (there may be actual and legal addresses);
• passport information about the borrower;
• name of the pledged product with a full description of its features and characteristics;
• estimated value of the decoration;
• the amount of the loan provided and its term;
• fixed interest rate;
• clarification of the possibility and conditions of early repayment;
• a clause on the client’s right to receive the difference in value when selling the pledged item.

If the product is not purchased by the client within the time period specified in the contract, the pawnshop cannot sell the product for another month. After this time, the jewelry is put up for sale. If the proceeds are less than the estimated value, the organization does not have the right to demand additional payment from the owner: errors in determining the cost of gold per gram and the work of the appraiser are the problems of the organization itself.

Scrap gold: what is it and what are the features of its implementation?

Pawn shops accept precious metal in the form of jewelry and scrap. In the latter case, it will not be possible to pawn the jewelry at a high price: the price of scrap precious metals is significantly lower. The concept of “scrap” includes deformed, broken or oxidized jewelry that has lost its appearance.

Having found out how much scrap gold costs in a collateral organization, you can further study the offers in the purchase or contact private jewelers.

The latter often offer a higher price (or purchase a new product in return), since the metal purchased at the price of scrap gold is profitably melted down into expensive designer jewelry.

The price of scrap gold in competing organizations can vary significantly, and not all pawn shops will take the cheap alloy as collateral.

The common 375 gold standard indicates a high content of copper and silver, which increases strength, but reduces the consumer qualities of the product: the shine is quickly lost and oxidation occurs.

The share of valuable metal in the alloy increases the final cost: naturally, I will sell scrap gold of the highest standard more expensive than “Turkish” gold. However, the most popular in purchases and pawnshops is 585 sample, as the optimal combination of quality and aesthetic characteristics.

Price per gram of gold

The exact cost of a piece of jewelry can only be found out from the organization itself that takes things as collateral or buys scrap precious metals. At the same time, much depends on the appraiser, who determines the artistic value and safety of the object, and most often these indicators are artificially low. The table shows the estimated prices of 1 gram without the right to purchase in November 2016:

Average price for 1 gram of gold in a pawnshop, in rubles

Since the price of precious metals, currencies and gold itself is constantly adjusted in the world, it is advisable to make independent calculations on the day of the intended sale of scrap or entire products.

Before selling your gold, you should pay attention to the offers of banks and thrift stores: if you do not need finance urgently, it makes sense to wait a certain amount of time and get a good price for the precious metal you are selling.

Often, at a buying point they can buy scrap gold for good money, since the cost of scrap there is higher, as far as we know from reviews.

What makes no sense to pledge

It is most profitable to sell gold to a bank or jeweler (buying up gold is also suitable), however, in a pawnshop, the delivered goods can be redeemed within the time period specified in the contract, if the item is dear to you. You can sell gold to a pawnshop at a profit only in the form of valuable artistic products or a high-quality alloy of high purity. The purchased precious metal significantly loses in value when sold or pledged if:

• includes diamond semi-finished products and raw materials;
• presented in the form of orders, medals, nuggets and production waste;
• is a product of dental prosthetic production (with the exception of crowns);
• found in industrial products (various parts);
• contains untreated gemstones.

It is much more difficult to sell such gold than to sell a product with a low percentage of precious metal, but with a hallmark (375 gold with copper).

Selling scrap is also easier if the sample is indicated: buying a high-quality alloy saves an enterprise or private jeweler money on its processing, without using time and money to study the chemical composition.

In addition, in most offices the listed options are not considered at all as a possible collateral.

Before directly handing over gold to a pawnshop, you need to once again weigh all the advantages (quickly and with a guaranteed right of redemption within a certain period) and disadvantages (cheap) of such a transaction, find out where the cost of gold is currently maximum and carefully study the proposed conditions. By the way, reputable organizations keep records of regular customers. When registering the next pledge, the pawnshop that accepted the jewelry can significantly increase the amount issued for the delivered item, if the terms of the agreement were not violated by the borrower the first time.

Source: https://ToZoloto.ru/vtorichnyj-rynok/skolko-stoit-odin-gramm-zolota-v-lombarde-i-kak-ego-vygodno-prodat.html

Zlatia - operations in the secondary precious metals market

More than 5 years of successful development in the precious metals market allowed the Zlatia company to take a leading position in this business segment by opening a truly modern and comfortable office on Paveletskaya. The priority areas of activity all these years have been and remain the purchase and sale of precious metals, focused on the needs of clients and their safety.

The main principles of work are to create attractive and profitable conditions for those wishing to sell gold, or, on the contrary, to buy it.

• Convenient location, walking distance from the metro and comfortable environment;
• Fast service, free estimates and competitive prices;
• Qualified specialists, first-class technical equipment;
• In our purchase, unlike a pawnshop, all samples of gold are accepted, from 333 to 999 samples;
• Transparency at all stages of the transaction and a personal approach to each visitor.

Prices are being received from the server; the process takes no more than 10 seconds.

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GOLD
375
_

price per gram
1107 RUR

500
GOLD _

price per gram
1384 RUR

GOLD
583,
585

price per gram
1730 RUR

GOLD
750
_

price per gram
2214 RUR

GOLD
850
_

price per gram
2500 RUR

GOLD
900, 916
STAR

price per gram
2630 RUR

GOLD
958
_

price per gram
2768 RUR

GOLD
999
fine

price per gram
2905 RUR

In order to comply with Federal Law N 115-FZ, transactions with precious metals are carried out only if the client has a passport of a citizen of the Russian Federation or a document replacing it in accordance with the legislation of the Russian Federation.
A driver's license is not a document replacing a citizen's passport.

Current prices for 1 gram of silver when put up for sale

The following items are not accepted for purchase: knives, as well as technical silver.

875
SILVER _

price per gram
24 RUR

925
SILVER _

price per gram
26 RUR

999
SILVER _

price per gram
31 R

Simple and profitable purchase of gold and silver bars

Every person who buys a gold bar from a bank sooner or later decides to sell it. If the bullion was purchased from a Russian bank and the documents for it are not lost, the owner can try to sell it to the bank. But in practice, the conditions of banks do not always please the consumer. If you lose the certificate for the bullion, or want to sell the bullion from a foreign bank, there is no point in contacting the bank.

By contacting us, you can easily sell gold and silver bars from any bank. A certificate is also not required when contacting us. Our price for purchasing 999 samples is always kept at a market and competitive level.

Source: https://dragmettorg.com/

How much does a gram of 585 gold cost in a pawnshop in 2019?

How the cost of gold items is determined and how much a gram of 585 gold costs in a pawnshop in 2019 is important to know in order to sell your jewelry at a higher price.

The price of gold in a pawnshop is a very important indicator, since taking precious jewelry there is an easy way to get real cash if you suddenly need it urgently.

To calculate the cost of 1 gram of 585 gold, you need to take the current rate from the graph above and multiply it by the 585 coefficient - 0.585.

For example, on February 6, 2019, a gram of pure gold costs 2,456 rubles.

2294 X 0.585 = 1341.99

Approximately, in pawnshops and stores, a gram of 585-grade gold will cost 1,341.99 rubles. But the company finally sets the price based on a number of factors for itself.

Why a pawnshop?

Do you still doubt whether you should go to a pawnshop with an item made of precious metal or not? There is no such thing as too much caution. Let's look at the advantages and disadvantages of obtaining loans and/or selling precious items through pawn shops.

Advantages

Fast. Show gold and ID (Russian passport) - sign the contract - get cash. That's the whole procedure if your precious metal is accepted as scrap. The product requires evaluation, because its value is determined not only by how much 1 gram of gold costs in a pawnshop (more details below).

No refusal. They can give a bank loan, but they can also refuse, and banks have many reasons for this (for example, you already have outstanding debts or a faulty credit history). A pawnshop can still refuse a loan secured by equipment, but when it receives a gold item at its disposal, it is almost always quite accommodating.

The choice is to hand over the jewelry with or without possible further redemption.

Flaws

High interest rate. A bank loan is issued at lower interest rates, especially with a certificate of income and/or secured by property. In addition, pawn shops often impose penalties for late loan repayment.

Short loan term. Most often in these institutions it is no more than 30 days.

High risk of losing jewelry. Every borrower tries to pay the bank on time and at any cost, because he is afraid of not fulfilling his obligations to the credit institution. In the case of a pawnshop, a person is not so highly motivated, therefore, only high responsibility will help solve material problems in a timely manner and not be left without a precious thing dear to the heart.

What determines the cost of a gram of gold in 2019

However, it happens that you really, really need money right now. And you need to find out exactly how much a gram of gold costs in a pawnshop, so that at a minimum you know what amount to expect, and, at a maximum, to sell off an expensive piece of jewelry at a profit.

Scrap or product

The most important thing is that they will accept your jewelry made of gold, and maybe with inserts of stones, as a product or as scrap.

Scrap is an ornament that has no value as a product. Most often - due to loss of presentation. This can be expressed in different ways, and the reasons are different.

Important: if they agree to accept the jewelry only as scrap, the only question that will matter to you is how much 1 gram of gold costs in a pawnshop. Even if the jewelry has inset stones, their value, unfortunately, will not be taken into account.

The cost of scrap will depend mainly on the fineness of the precious metal and the pricing policy of each specific pawnshop (we’ll talk about both below in more detail). At the same time, the price of 585 gold in a pawnshop may be quite high due to its great popularity among buyers.

If you are lucky enough to hand over a gold item as a product, take a closer look at the next point.

Product value

How much they will give you for an item is determined not only and not so much by the price of gold in a pawnshop.

Now a valuable and good thing will go to the appraiser, who is obliged to take into account:

• stones - their type, weight, cut;
• country of origin of the jewelry;
• whether it has historical value and other indicators.

Of course, it is much more profitable to sell a really expensive item not through a pawnshop. But, again, if you need money immediately, you can take out a fairly large loan against it. And you will probably try very hard to repay it on time and in full, so as not to lose value and will certainly take it back.

With or without ransom

The next factor that determines how much a gram of gold costs in a pawnshop is whether you hand over the jewelry with the right of further redemption or without this right. Without the right of redemption, you will receive a much larger amount.

Pawnshop policy

What the price of gold in a pawnshop most seriously depends on is the pricing policy of the establishment itself or the network of pawnshops. The difference in the cost of the same items made of precious metal in different pawnshops, located even in the same city, can differ dramatically.

We're talking about how much 1 gram of gold costs at a pawn shop in general terms, but to really get the most money for your jewelry, you'll have to take the time to research and compare offers from as many pawn shops in your city as possible (in ideally – absolutely everyone). And choose the best offer.

And here you will see how some pawnshops (mostly quite large) are trying to attract customers, and then win them over, make them regular and loyal borrowers. For example, many networks keep records of customers’ credit history, offer regular borrowers bonuses and more favorable, increased prices for their gold.

Gold content

It is unnecessary to explain how and why value is related to the fineness of the precious metal. You just need to pay attention that the price of 585 gold in a pawnshop can be quite optimistic, since it is gold scrap of this standard that has the highest demand from those to whom pawnshops sell it.

Quotes

You can also estimate how much a gram of gold costs in a pawnshop by taking a closer look at the stock quotes of the precious metal. The higher they are, the correspondingly

In theory, the price of gold can be calculated using the formula: divide the current gold rate by 1000 and multiply by the number indicating the purity.

In practice, as we already know, the cost depends on many indicators (factors). We just have to name one more.

Jewelers prices

The last thing that is directly related to how much 1 gram of gold costs in a pawnshop is what price jewelry enterprises and individual entrepreneur jewelers pay per gram of precious metal of a particular standard. After all, the scrap gold establishments that accept it from Russians resell it to them and to no one else.

Accordingly, if you take scrap gold directly to a jewelry workshop or factory, you can earn a larger amount. But such an opportunity is not always available - pawnshops are active in populated areas, and jewelry enterprises are not always there.

Source: http://lombardyinfo.ru/stati/gramm-zolota.html

Buying gold

“Aleph” is a reliable and expensive purchase of gold, the price per gram can reach 3,000 rubles for gold jewelry, and much more for luxury jewelry.

You can safely sell or pawn jewelry and jewelry with diamonds and other precious stones, rings, chains, earrings, cufflinks, pendants, and necklaces.

We value the time of our clients, all transactions take place in a matter of minutes, we are located within walking distance from the metro, 10 - 15 minutes and the money is yours.

The appraisal at the pawnshop is free, we don’t impose, we don’t try to bring down the price, the decision is always yours. When we name our price, we can always back it up with money.

The main advantage of our gold purchase is the valuation system, which allows us to get the closest price per gram of gold on the real jewelry market. We do not promise that we will buy the jewelry at the same price as it costs in the store and we do not know anyone who could do this in practice, we simply have one of the best offers for buying gold at a pawnshop.

We take into account not only the weight and fineness of the precious metal, but also many other characteristics, including precious stones.

With this approach, clients of our purchase of gold and jewelry can sell gold jewelry for one and a half, two times more than in most pawn shops.

Expensive gold buying is all about appreciating jewelry and gemstones

You can sell gold in Moscow at the highest price thanks to our valuation system. 

Different grading systems apply to jewelry and scrap. 

The nominal value of a gram of gold refers to scrap, bullion, and worn-out items. 

Jewelry is evaluated taking into account all characteristics.
The better the condition of the product, the closer its price is to 1,600 rubles per gram of 585 gold; the worse, the closer to gold scrap.

How is jewelry valued? What determines the final price?

If you want to sell your jewelry to a gold buyer, its cost will depend on:

 1) Condition of the product - new or worn, whether it requires repair or restoration work. The highest price for new jewelry.

 2) Presence of precious stones - weight, clarity, color, cut, quantity.

 3) Brand - products of famous brands are valued very expensively if they are authentic and have a certificate. 

 4) Consumer demand - attractiveness of decoration, aesthetic qualities.

Is it possible to sell scrap gold?

The price at which you can sell scrap gold to a pawnshop is higher than the prices of other companies for jewelry. 

Compare our offers with prices from other companies.

Scrap is heavily worn, broken products that have no consumer value (which cannot be sold off the shelf). 

Buying gold in Moscow price per gram is 585 today - up to 2000 rubles!

On average, for simple, new and beautiful 585 gold jewelry, we pay 14-26% more than similar offers from our colleagues, and if it is branded jewelry, then the price per gram will be even higher.

How do purchases differ from each other?

Quite a lot of companies offer to sell gold, but most often they do not disclose the essence of the service.

Specialized gold purchasing companies are most often separate divisions of jewelry factories and factories.

They buy gold solely by weight, melt it down and create new jewelry. No interest in buying jewelry

they don’t have it, they want to sell their own, not someone else’s. The client will be offered to hand over the precious stones along with the jewelry without paying a penny, or he can take them with him. In this case, initially, interest on “dirt”, “on refining”, “on springs”, “on VAT” and so on is deducted from the price.

Pawnshops, in turn, can be divided into three types, according to their financial policy.

The first type is no different from factory buying; it takes jewelry by weight and does not evaluate precious stones. It is most often located in the most visible place in the center. The only plus is that it is in the center.

The majority of pawnshops are like this.

The second type - values ​​the jewelry more expensive, pays a little higher. It is also most often located in the center or a little further, and pays very little for precious stones.

The third type - in addition to appraising jewelry and precious stones, pays dearly for brands. Due to the high traffic and an established scheme for selling jewelry, gold prices are higher than in the other two categories and there is a constant interest in buying good jewelry. This means that such a pawnshop pays more; you can sell gold at a high price in any form.

The jewelry pawnshop "Aleph" belongs to the third type. With us you can buy gold at the best prices.

 Buying gold in Moscow - they trust us

Among many companies, we offer to use our services. Why?  

We work on the principle “The client should receive as much money as his product costs.” 30 - 40 satisfied customers a day are much better than 10 regular ones.  

Honest and mutually beneficial relationships with each client allow us to achieve high results and offer profitable purchases of gold.

You are a full participant in the process. Jewelry scales of special precision (up to 0.01 grams), which have passed all mandatory state inspections, will stand in front of you, and our employees will always give a comprehensive answer to any of your questions.

At the same time, Aleph is a jewelry pawnshop, which means we are interested in purchasing jewelry that can be sold through an online catalog and are willing to pay more. 

Source: https://juvelirnyj-lombard.ru/skupka-zolota

How much does a gram of gold cost in a pawnshop: how to find out the cost, profitable sale

There are situations in the lives of each of us when, one way or another, we come across pawn shops. Knowing how much a gram of gold costs in a pawnshop will be useful in case of difficult financial situations when money is needed urgently today. Or if you have unwanted jewelry that you would like to sell.

In such situations, pawnshops come to the rescue, however, you need to be aware of the real value of 585 gold on the market in order to adequately assess whether the valuation is fair or not, how much this financial institution underestimates the estimated value.

How to find out how much 1 gram of gold costs in a pawnshop?

Before you sell or pledge your product, it would be advisable to monitor the prices offered for 1 gram of 585 gold in your city.

To do this, it will be enough to find out in at least 5 organizations the price of gold per gram of the product, both for collateral and for purchase, analyze and settle on the pawnshop where the offered price of gold will be the most favorable among other pawnshops.

In addition, you can independently calculate the approximate estimated cost of a gram of 585 gold. For this, it will be enough, in addition to knowing the purity of your product, to know the current world gold rate. You simply multiply the cost of one gram of gold on the world market by the fineness as a coefficient.

The amount received will be approximate, since only an appraiser can tell you the exact amount, based on the condition of your product, its banality and exact weight.

The price of gold at a pawnshop can fluctuate significantly. First of all, it depends on the borrower’s rating - whether he is applying for the first time or has already established himself as a conscientious client, whether there were previously overdue debts or pledges that were not repaid at all.

All this affects the final estimated cost of your products.

What are the advantages and disadvantages of pawnshops?

• Firstly, in order to receive collateral from a pawnshop, a preliminary check by the bank of the potential borrower’s credit history is not required. The guarantor of money back is the jewelry, which is kept in the financial institution until the full amount is repaid with interest. You have the opportunity to pawn your product as many times as is convenient for you. The pawnshop does not prohibit pawning the same product many times after each successful transaction. On the contrary, it is even beneficial for him if the borrower shows himself to be a conscientious user. In addition, if the goods handed over and pledged are not redeemed on time or the borrower does not pay interest for using the loan, the pawnshop has every right to sell such things in order to get the money back.
• Secondly, a distinctive feature of loan offices from banks is the fact that they do not give refusals. After all, why refuse to issue a loan to a client if you can later sell the abandoned item and get your money back.
• Thirdly, the client always has the right to choose: sell his property or pledge it with the possibility of return.
• The fourth advantage is that by handing over the jewelry to a pawnshop, you actually leave it in storage. Therefore, the financial institution is solely responsible for the safety of your gold. However, pawn shops often include the insurance fee in the interest amount.
• The fifth, and perhaps quite significant advantage is the fact that you can not only hand over gold to a pawnshop, but also buy it at a very reasonable price for 1 gram in Moscow. At the same time, the price of a gram of 585 gold today in a pawnshop will be an order of magnitude lower than in jewelry stores. Therefore, your purchase will not only be pleasant, but also profitable.

However, there are also significant disadvantages in the work of pawnshops:

1. The pledge period ranges from 1 to 30 days. It is not possible to take out a loan for a longer period.
2. The interest rate is much higher than in any other bank. But if you consider that the loan is issued instantly and without additional bureaucratic litigation, then this point can be, if not forgiven, then tolerated.
3. Not all clients are comfortable working with a pawnshop on a psychological level. After all, if we take out a loan from a bank, then whatever our financial situation, according to the loan agreement we undertake to repay the current payment on time, otherwise serious consequences will follow. In the case of a pledge in a pawnshop, you can fail to fulfill your obligations, knowing that nothing will follow. Yes, only the thing dear to the heart will be irretrievably lost.
4. Many users are interested in the sale of gold and its price in Moscow and the regions. This information is important not only for the average person, but also for a person interested in the dynamics of the rise and fall of gold prices 585. February 2017 was marked by a month of rising prices for 1 gram of gold.

Selling gold to a pawnshop has always been and will be very simple, however, before taking such a step, you should think about it and weigh the pros and cons. Assess how much gold costs in a pawnshop, whether there are competitors whose cost per gram is more profitable and by how much.

It is also worth remembering that if you have a need for urgent financial assistance, you should not contact the first pawnshop you come across.

Monitor several financial institutions in order to choose the most profitable and reliable one for yourself. Find out how much gold costs today and how prices vary in pawn shops.

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Source: http://VseoZolote.ru/interesno/kak-pravilno-prodat-zoloto-v-lombard.html

Give gold price per gram

Every person, faced with the need to quickly receive money, considers the opportunity to pawn jewelry in a pawnshop for maximum benefit in order to get the maximum valuation and minimum interest, and this is quite normal.

If you are looking for the most favorable conditions, welcome to our Mosoblombard LLC.

Thanks to an extensive network, we have branches in all districts of the capital, both in the center and on the outskirts, and our price per gram of gold is much higher than in other pawnshops in Moscow.

Gold

SamplePrice in rubles for 1 gram. non-commercial fromPrice in rubles for 1 gram*commercial fromPrice in rubles per 1 gram**non-commercialfromPrice in rubles per 1 gram**commodityfrom

375	9k	550	600	600	650
500	12k	900	950	950	1000
583,585	14k	1380	1420	1400	1440
750	18k	1550	1600	1600	1650
958	23k	1900	1960	1960	2050
999	24k	2000	2060	2100	2150

* – this tariff is valid for marketable products in perfect condition, unused with Russian hallmark
** – for pledgers who have a “Customer Card”

What affects the price of gold

Many of our clients are interested in how much it costs to pawn a piece of jewelry and what determines its valuation. There are many factors at play here, the main ones we present below:

1. Try. We accept gold of all purity and the higher the purity, the higher the grade of the product.
2. Specific gravity. The rating of a product depends on its weight; the greater the weight, the higher the rating. As for the accuracy of weight determination, it is the highest, up to 0.01 grams, which is confirmed by the certificate of verification of the scales, which we do annually.
3. Prices for accepting gold into a pawnshop also depend on average market conditions and are approved by the organization’s tariffs. Depending on the quotes, the indicators change daily, and our prices also change. Therefore, in order to get a loan at a favorable price per gram, we recommend that you familiarize yourself with the tariffs on the day of delivery on the Mosobllombard website.
4. The condition of the gold items - no matter what condition you have it in, it will be much more profitable to hand over a gram of gold from us than in other pawn shops.

Conditions for accepting gold

We work in accordance with current legislation (Federal Law of July 19.

2007 No. 196-FZ), therefore, accordingly, all transactions must be documented; in order to pawn gold in a pawnshop, the client must have a passport of a citizen of the Russian Federation with him.

The jewelry evaluation procedure is performed in your presence using special reagents and electrochemical analysis. For peace of mind of clients, all items transferred for storage to Mosoblombard LLC are insured by an insurance company.

What products do we accept?

You can give us:

• exclusive products in limited production or circulation.

For detailed information, as well as to find out how much it costs to hand over gold, you can call us at the phone number listed on the website, or come to one of our branches.

Source: https://moslomb.ru/sdat-zoloto-ceny/

How much does a gram of gold cost in a pawnshop: the price of scrap today, where and how to sell it profitably

Lombard lending makes it possible to borrow the required amount in a matter of minutes. Of course, not just like that, but on the security of valuable things - usually gold jewelry. The main thing is to find a reliable pawn shop with good prices.

Today you will find out how much a gram of gold costs in a pawnshop and how to arrange a deposit profitably. We will tell you what is considered scrap gold, what makes no sense to pawn, and we will give useful advice on choosing a company without compromising your financial interests.

Gold rate in pawn shops for 1 gram. for today

How much they give per gram depends on the following factors:

• world quotes;
• discount rate of the Central Bank;
• assessment of the sample and condition of the product by an expert;
• borrower's credit history.

The cost of valuable metal per gram in pawnshop networks is slightly different. It depends on the commercial strategy chosen by the company. See the current prices for today in the chart below. You can choose the best price for gold in Moscow in the online table (scrap price).

Price for 999 standard according to the Central BankMarket value of the standard todayPrice for scrapPrice in jewelry

Below are the Central Bank data for today:

What is gold scrap

Scrap is considered to be broken, deformed, oxidized jewelry and their parts. This is the so-called secondary gold. It has no jewelry or artistic value and is used for recycling. Scrap also includes 999 fine bars and coins with significant damage, as well as jewelry production waste.

At what price scrap is accepted depends on the sample and total weight in grams. Many pawn shops value jewelry by category. This means that new products in excellent condition will be accepted for a little more than scrap. The company can sell them without processing or melting down.

What does not make sense to take to a pawnshop?

According to the legislation of the Russian Federation, it is not possible to pawn the following new and used valuables:

• nuggets, gold dust;
• bank bullion;
• gilded items;
• Gold leaf;
• parts for production and laboratory purposes;
• models used in jewelry production, dental prosthetics;
• cold steel, firearms;
• domestic orders, medals made of noble metals.

Tips on how to sell gold profitably

We advise you to immediately decide on the method of surrender - with a ransom or forever. Think about how valuable the jewelry is to you, and whether you are ready to sell it. The rates per gram offered by the pawnshop depend on the term and type of contract.

We recommend that you take time and choose a reliable company, also with the highest cost per gram of gold. You should not go to the first pawnshop you come across or be guided by the fact that it is located near your home. Go around and find out, look on the Internet:

• how long has the company been in business?
• how much does a precious metal cost per gram?
• what conditions does it offer?

Pay attention to the price, terms, interest. Choose the conditions that suit you.

Before visiting a pawnshop, make sure that the value fits into the category allowed for acceptance. Don't forget your passport. Try to buy back the pledged jewelry as quickly as possible. The longer the loan term, the more interest you will have to pay to the pawnshop.

Now you know where, how and how much it is profitable to hand over or sell gold. Share useful information with your friends. Be sure to subscribe to our updates so you don't miss anything interesting.

Source: https://zhazhdazolota.ru/lombardy/skolko-stoit-gramm-zolota-na-lom

How much does a pawnshop pay per gram of 585 gold?

Do you urgently need money, but taking out a bank loan is not profitable? Contact us. Our pawnshop provides favorable terms for loans secured by gold. But first, make sure that the jewelry complies with Russian laws. You cannot turn in ingots, medals, various production and laboratory parts.

The procedure for depositing gold does not have any difficulties. Our pawnshop cooperates with many workshops and factories, so we accept all types of gold jewelry, even as scrap.

How much will you receive?

Our experts are guided by the official exchange rate of the Central Bank, but the final cost per gram will be influenced by the weight, fineness, appearance and condition of the product, and the presence of precious/semi-precious stones.

To begin with, an expert appraiser assesses the quality of the alloy and then determines the net weight of gold. An important point is the condition of the product, for example, a ring decorated with a semi-precious stone can be valued more expensive than one with a precious one, but only if there are no chips/scratches on it.

Collateral is security for a loan, so the higher its liquidity, the greater the amount of money the client receives. It is this factor that influences the acceptance of items that are in particular demand among consumers.

Of course, in most cases, the pawnshop values ​​the item at a price lower than at the time of purchase, and this is logical, because the jewelry has been used and has a certain degree of wear.

The pawnshop accepts Gold at a price of up to 1,550 rubles per gram.

Redemption from a pawnshop

You can redeem your product at any day during the loan term by paying the accrued interest and the deposit amount. To do this you need to provide a passport. Also, the redemption can be made by a trusted person (you need to provide a notarized power of attorney).

If you cannot pay the full amount, you can re-pledge by paying only interest, thereby extending the term of the pledge. If you do not contact us before the end of the period, we will sell the goods at auction.

The order of prices per gram of gold in a pawnshop in Kursk for 2019.

TRY	PRICE per 1 gram, rub.
375	950
500	1200
583/585	1550
750/850	1800/1900
900	2000
958	2100

Why us?

Our company values ​​each client, therefore we guarantee a minimum interest rate on a loan secured by gold. Our main principles are honesty, reliability and availability!

Among our main advantages are:

 1. Speed ​​and professionalism. Our expert appraisers will evaluate your product in a couple of minutes using modern tools and equipment.

 2. Minimum documents. To register, you only need to provide your passport.

 3. Security and privacy. Each product is stored in a special safe and insured.

 4. Agreement. All conditions are clearly stated, so you don’t have to worry about hidden fees, penalties and fines.

 5. Modern premises. Our pawnshop is equipped with video surveillance and security systems.

 6. An increase in the loan amount in case of good faith payment of interest and repurchase of products within the specified period.

Contacts

In our pawnshop, each client can count on a professional assessment of gold and silver pledged as collateral, as well as receiving a loan with the most favorable conditions. If you are interested in how much a gram of 585 gold costs, or have any other questions regarding services, call us at (4712) 31-17-62 (daily from 8:00 to 20:00 ).

Pawnshop address ->

Information on the topic:

Where is the best place to sell gold?

Hand over 585 gold

Buying silver in Kursk

How to pawn gold in a pawnshop

Source: http://lombard-46.ru/skolko-platit-lombard-za-gramm-zolota-585-proby.html

How do pawn shops value gold?

05.06.2019

Only an experienced specialist can correctly assess the authenticity and quality of precious material. As a rule, every branch of a pawnshop that you can find in the city has such an employee. Using special equipment, an appraiser can quickly determine the type of metal, its fineness, as well as the type of insert and whether it is precious, if the product contains them.

When assessing gold jewelry, a specialist pays attention to the following criteria:

• Appearance of the product for nuances, chips, damage;
• A sample of the precious metal, even if it is missing or worn off;
• Presence of inserts made of precious stones;
• Weight of the product and insert, if any.

Almost all pawn shops provide free appraisals for jewelry. If the offered amount does not suit you, you can simply take the jewelry you brought and leave.

What kind of jewelry is accepted

Pawn shops accept almost any gold jewelry. In particular, these are:

• Rings and earrings;
• Bracelets and chains;
• Pendants, pendants and medallions.

At the same time, the presence of precious stone inserts is taken into account. Such jewelry also undergoes careful control for:

• Type of stone;
• Forms of its cutting;
• Cleanliness of the insert;
• Weights in carats.

In some pawn shops, the stone is not taken into account, but only the total weight of the product is taken into account. If you want to get the largest possible loan, contact pawn shops where stones are valued separately.

What items are not accepted at pawn shops?

The list of gold products that pawn shops do not accept as collateral includes:

• Orders and medals;
• Nuggets and ingots;
• Gold waste and semi-finished products;
• Gold leaf.

How much can you get per gram of gold?

Initially, the price per gram of gold is not taken out of thin air by the pawnshop. First of all, the appraiser focuses on the Central Bank rates. Thus, for 1 g of gold of the most common standard – 585 – pawn shops are ready to offer a loan from 1,480 rubles, and for 999 gold – from 2,500 rubles (at the time of publication). The rule here is simple: the higher the standard, the more expensive the gold jewelry will cost.

How are products with stone evaluated?

Many pawn shops value jewelry with precious inserts based on their total weight. The thing is that there are not so many specialists who can distinguish a genuine piece of jewelry from a fake. Stones are evaluated by gemologists specially trained in this craft, and not every pawnshop is able to employ such a professional.

However, if you go to a pawnshop where gold and diamonds are appraised separately, consider yourself very lucky! This way you can get a larger loan amount secured by the product than if you calculate it in total.

Pawn or sell

The question “Pledge or sell” probably came to mind at least once to those who were planning to pledge property to a pawnshop. Most pawnshops today accept gold jewelry exclusively as collateral, however, the client himself can determine the fate of his jewelry by not showing up on time for its redemption. Thus, the sale of gold will take place, and the price for it will be the unpaid amount of the deposit.

Gold purchased from collateral can serve as a safety net for you in times of crisis countless times. Therefore, it will be more profitable to buy the gold back and, if necessary again, pledge it again.

Features of receiving elite products

If you are going to pledge expensive diamond jewelry and expect to receive an adequate amount for it, you should not contact the first establishment you come across. Take care in advance to search for specialized institutions that accept elite jewelry, because there are not many such organizations. When evaluating such products, the following are taken into account:

• Size and weight of the stone;
• Its color, purity and quality;
• Elite brand;
• The aesthetic value of a product, especially if it has an original design or is an antique.

A standard pawn shop will simply offer you an amount of money based on the total weight of the jewelry.

What are the guarantees for the return of valuables?

Today there are not as many unreliable organizations as there were before, but no one is safe from fly-by-night companies where you can bring gold today, but tomorrow you simply won’t find a pawnshop. Therefore, it is recommended to pawn jewelry in a company with many years of experience, which has long occupied its niche in the market. A self-respecting company will treat each visiting client with care, and also take care of its reputation, both in the market and online.

How to check the authenticity of a pawnshop? You can spend 5 extra minutes surfing the Internet, reading reviews about the chosen company, or blog posts/on social networks. If pawnshop employees provide feedback to their clients for several years in a row, you don’t have to worry: this is a reliable organization.

You can also require the pawnshop employees to provide a Certificate, which also indicates the long-term and legal existence of the pawnshop, as well as guarantees of the return of your personal valuables.

Source: https://lombard54.ru/blog/kak-v-lombarde-otsenivayut-zoloto/

The cost of a gram of 585 gold in pawnshops in the form of scrap and jewelry

The gold purity determines the percentage of the precious component in the finished alloy. This further affects the cost of the product or scrap. In addition, it is important to take into account the fact that prices for gold of the same standard in the Central Bank of the Russian Federation, pawnshops and jewelry stores can differ significantly from each other. It is advisable to consider what price pawn shops are currently offering for 585 gold.

Features and application of 585 gold

Gold marked 585 is a very common alloy, which includes 585 grams of gold and 415 grams of alloying metals. The latter provide the product with strength, since in its pure form gold is a fairly soft metal and is subject to deformation even under slight mechanical stress.

In general, the composition of the 585 alloy also includes:

• 335-340 grams of copper - it gives the alloy malleability and strength, as well as an exquisite reddish tint;
• 75-80 grams of silver – provides shine to the product.

In Soviet times, gold standard 585 was marked 583, due to the fact that, according to chemical analysis, the alloy contained only 583 grams of gold. In some cases, you can still see markings on products that indicate the same mixture of metals.

When casting jewelry, copper is sometimes replaced with cadmium, which gives the product a greenish tint.

Nowadays, 585 gold is considered as the most popular alloy of this metal on the market. About 70% of jewelry, in particular, is sold in this form. In this regard, the exact cost of 1 gram of the alloy is established during exchange trading.

The price of 585 gold in pawn shops and the factors influencing it

One of the most convenient and efficient ways to obtain the required amount of money is to transfer jewelry, coins and other items made of precious metals to a pawnshop. Using their collateral, you can get a small loan without unnecessary bureaucratic procedures or even sell your valuables.

Pawnshops, as special players in the financial market, independently determine the price of one gram of gold, at which they buy products and scrap from it. This cost depends on a number of factors, including:

• from the base cost of 1 gram of pure metal (999 standard), which is established by the Central Bank of the Russian Federation;
• from the form of metal presentation to sale - coins, full-fledged jewelry, scrap;
• from the total amount presented as collateral or for the sale of metal;
• depending on the nature of the transaction - pledge or sale.

Of course, when setting the price of a precious metal, pawnshops are based on the price announced by the central bank. However, the bar they set is often lower: pawnshops work with scrap and used valuables that require preparation before subsequent sale.

As for the presentation form of 585 gold, it is most often purchased in the form of scrap and is therefore cheap. The pawn shops themselves subsequently resell it to jewelry factories, thereby receiving speculative income.

In 2015, the cost of one gram of 585 gold in Russian pawnshops was 1,000-1,200 rubles.

In some cases, jewelry presented by clients, which has a completely respectable appearance, is bought by pawnshops at a higher cost - about 1,200-1,400 rubles. This happens because the pawnshop later gives the products a marketable appearance and resells them in finished form.

Source: http://GoldInside.ru/tsena-na-zoloto/stoimost-gramma-zolota-585-probyi-v-lombardah.html

How much does a gram of gold cost in a pawnshop?

Prices for gold in a pawnshop depend on the location of the store, the cost of the precious metal on world exchanges, the size and type of stones in the product, its type and quality.

So, in Moscow and large cities, one gram will cost much more than in small towns in the provinces. All this needs to be taken into account if you have overspent a little and decided to pawn your family’s “golden fund” in a pawnshop.

For the deal to be profitable, you need to know all the nuances of the process and find the pawnshop that offers the best price for the precious metal per gram today.

Where will they pay more for gold jewelry?

Expensive and beautiful jewelry can be sold both in jewelry stores and using Internet exchanges. It is possible to sell a gold ring or earrings with diamonds for a tidy sum. But you will have to wait for your buyer. If funds are needed urgently, you will have to sell the jewelry. Pawnshops will pay money for them instantly, but the amount will be small. And it largely depends on the region where the gold purchasing institution is located.

The best price for 1 g of gold in Russia is offered in pawn shops in Moscow. It can exceed provincial prices by almost twice.

But only an appraiser can say exactly what the value of a gold item will be. The valuation of gold products depends on the following factors:

• the cost of precious metals on world exchanges using a coefficient that assumes the purchase of used products;
• unusual decoration design;
• historical value;
• manufacturing company;
• availability of stones, their quality, number of carats, cut;
• pawnshop prices;
• degree of wear;
• sample compliance with accepted standards.

Thus, pawn shops are reluctant to accept Turkish gold. The thing is that the state does not control the hallmarking of precious metal items in Turkey, so the declared hallmark does not always correspond to reality. Sometimes a trader puts the mark “585” on an alloy that is very far from this standard. Jewelry sales centers usually don’t buy such things either, unless, of course, you have done an additional check.

White items are also quite difficult to sell . Verifying its authenticity is difficult, and not all appraisers undertake this. But some organizations still carry out such checks and can accept or buy white gold. What will the precious metal be worth here? In this case, prices for gold in a pawnshop will not depend on its color; general tariffs are used.

Interesting: XAU/USD: trading gold on Forex. Online chart

The same applies to uncommon hallmarks on jewelry - 555, 525. But if you want, you will find an organization that accepts such jewelry, fortunately there are now many pawnshops even in small towns.

Precious stones usually increase the cost of a piece. Jewelry with a luxurious diamond, ruby, emerald or sapphire can have a high price. But if the stone is ordinary, the cost will be equal to the price of the product without insert.

Scrap gold: is it profitable to sell, cost per gram

Only jewelry that has history or is decorated with expensive stones can have a high price. Selling scrap gold will be much cheaper. “Crown” is the name given to “jewelry” that has lost its appearance, broken earrings, or darkened chains.

Scrap is accepted at a price that is calculated from the cost of the precious alloy, multiplying the current exchange rate data by 0.585. At the time of writing, the calculation is as follows: 2400*0.585=1404.

More recent indicators can be found on exchanges under the “gold” label.

But usually pawn shops give a slightly lower price. It is more profitable to take the broken gold piece to the jeweler. This way you can earn more capital by creating new jewelry of incredible design and selling it through Internet exchanges. Sometimes jewelers exchange scrap for a new product, because such metal has already been marked.

The point of taking it to a pawnshop is lost if the jewelry is old or incredibly beautiful. It is better to find a buyer through Internet sites or antique shops.

Have you all made the decision: “I’ll hand over my gold reserves”? Keep in mind that on average, when buying, they give a little more than 1/2 of the real price. In some purchases, customer records are kept and some kind of “cumulative discounts” apply.

That is, if you collect the pledged items on time and pay interest, then next time accepting pledged items will be more profitable. Also, it will be more expensive not just to hand over gold with collateral obligations.

Many pawnshops provide instant purchases of jewelry with the transfer of rights to them to the institution. That is, you will no longer be able to buy them back by paying interest.

Approximate prices of gold per 1 gram in pawnshops

Prices are calculated depending on the sample. For example, 585 precious metal will be cheaper than 999. Other factors also play a significant role. These include production volumes, the balance between supply and demand, and the dollar exchange rate. So, if the latter indicator decreases, the cost of the precious metal increases.

Table of average gold prices per gram in pawnshops (average price of one gram):

SamplePrice upon delivery for 1 gram. (in rubles).

375	510–897
500	810–1196
583/585	1150–1400
750	1430–1794
900	1530–2153
916	1640–2192
958/999	1750–2390

Can a purchase be refused?

Before bringing your gold reserves to appraisers, check what kind of gold they accept. As already mentioned, in some institutions it is possible to submit only items with standard samples.

In addition to questionable samples, employees of purchase centers may refuse to accept such forms of precious metals as:

• nuggets, alloys and production residues;
• dentures and crowns;
• industrial parts;
• awards;
• jewelry with untreated natural stones;
• bars and coins.

What, besides gold, will the purchase require to accept the “jewelry”? The rules for accepting any jewelry require working with adult clients. Anonymous surrender of precious metal is impossible - its owner must present a passport.

After this, the pawnshop specialists will draw up an agreement, which will include:

1. Address of the organization involved in the purchase.
2. Client data according to passport.
3. The name of the decoration, its description.
4. The cost of the product is according to the estimate.
5. The size and term of the loan provided.
6. Interest rate.
7. Possibility of early repayment.

It is important to know that if you did not manage to pay the deposit within the agreed time frame, you have another month to redeem the jewelry. Moreover, the organization engaged in issuing money on the security of “jewelry” cannot increase the interest rate 30 days

If the gold reserve is not redeemed later, the pawnshop will send it for sale. In cases where the amount of revenue is greater than debt obligations, you must return the difference in price. But only if you have drawn up a collateral agreement, and not just sold the jewelry to the buying center.

Source: https://yainvestor.guru/idei-investitsij/dragmetally/lombard